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05, with a total payback amount of $1,800.93 which such as the three% rate compensated with the loan amount, might have a complete expense of $255.ninety three. Agent 19.ninety nine% APR. When you borrowed $five,000 about a 38 month period of time as well as loan had an 6% origination rate ($three hundred), your monthly repayments would be $182.74,